Terms and Conditions of Universum Credit Read, understand, and accept.

A complete description of services offered

Universum Credit LLC is the following services provider (Services):

  • Consulting services, including legal and business consulting
  • Personal finances management services
  • Marketing research services
  • Business development assistance
  • Sub-broker accounts and management
  • Business management services
  • Business mediatory services
  • Property management
  • Trust management
  • Investment services
  • Assets management services
  • TELEGRAM BOT SERVICES
    • Send advertisements to free chats
    • Send advertisements to paid chats
    • Pay for click to get access to restricted content

Universum Credit LLC doesn’t provide any financial services including money services, or advisory services.

Web-site languages

Until otherwise indicated here the main language of our website is English.

Transaction currency

Transaction currency is HKD, USD, and EUR

Customer service contact details (phone, email, address)

You can reach us by following contacts:

Email: info@universum.credit

Email: info@uptrade.world

Phone: +380671229157

Phone: +19292351379

Address: 530-B Harkle Road, STE 100, Santa Fe, NM, 87505, USA 

Address: Room 409, Beverley Commercial Center, 87-105 Chatham Road South, Tsim Sha Tsui, Kowloon, Hong Kong

Address: Poltavskiy Shliakh 4, office 412, Kharkiv, Ukraine, Tsar Gift LLC, ID Code 39483034

Return/refund and shipping policies

We don’t ship physical goods. There are no refunds as soon as the services were paid. You agree to get services “as is”.

Legal or export restrictions

We don’t do business with residents and/or citizens and/or business entities of the countries listed in the USA Sanctions list. All payments from these countries will be blocked and frozen until changes in USA laws and restrictions. All services paid by frozen transactions will be provided by the goodwill of Universum Credit LLC after the resumption.

Consumer data privacy policy

By using our services and paying on our website you agree with our privacy policy.

Terms and Conditions of any promotions 

We will update this page in this section as soon as any promotions will be available.

Security capabilities and policy for transmission of payment card details

By using our services and paying out our website you agree with the following.

Moreover, we reserve the right to change any of these rules, statements, services, terms, and conditions without prior warning. Further use of our website and our services means unconditional acceptance and consent.